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Invest for every day Brokerage accountInvest for retirement IRA accountBank smarter Checking & savingsAutomate your money Money ManagerEarn bonus investments Cashback investedInvest for your kids UGMA/UTMABuild kids’ money skills Debit card & learning appAcorns helps you save and investGrow your savings, invest your spare change, and build toward your future — automatically.If you get a refund, we’ll make it easy to save and invest it — so the money you worked for can keep working for you.Money Manager smartly splits yourmoney across investing, saving, andGet a 3% IRA match on new contributions you make to your Acorns Later retirement account during your first year with Acorns Gold.Smart money app and debit card for kidsSchool your kids on the smart way to earn, save, and spend with Acorns Early.Acorns is not a bank. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders.World's Top FinTech Companies of 2025America's Best Financial Services 2026An automated saving and investing app for you and your family**Automatically invest in an expert-built, diversified portfolio,** designed to make long-term growth simple. You can even start investing with just your spare change!**Automatically invest for retirement** and take advantage of potential tax benefits as you save for your future. Plus, **get a 3% IRA match** during your first year with Acorns Gold.Acorns Checking & Emergency SavingsSpend, save, and bank smarter with our Checking and high-yield Emergency Savings **— earning more than 8.5x the national average savings rate.3**Available with Acorns Silver & Gold.We’ll **put your money on autopilot** by smartly splitting it into investing, saving, and spending, making every dollar work harder — automatically.