moodys.com, as data

##### EU bank reforms to spur growth would ease capital mobility, lower some capital thresholdsEU banks operating across borders would benefit from more flexible capital management, but capital charges for exposures including mortgages and software investments would fall, a credit negative.##### Financial buffers shield Asia-Pacific commodity producers from policy-driven credit risksIndonesia's export controls, quotas and levies blur the cash-flow outlook for commodity producers, while China and India intervene selectively. Strong liquidity and balance sheets shield most issuers.##### The risks of quantum computing's future are already hereQuantum technology raises the risk of hackers exploiting the encryption securing today's economy faster than industries can adapt. A loss of confidence in the digital economy is the immediate risk.##### New US tariffs preserve broad exemptions, but sector risks lingerThe new rates are largely aligned with now-expired, broad-based 10% tariffs. But ongoing investigations into excess capacity and national security concerns could reshape tariffs for some sectors.##### Latin American banks' asset risk rises amid stress for consumers and small enterprisesAt banking systems across the region, inflation, macroeconomic shifts and changing credit dynamics are weakening borrowers' ability to repay their loans on time.##### Middle East and North Africa outlook turns negative as conflict weakens credit conditionsRenewed conflict and resulting trade disruptions will weigh on growth, fiscal and external positions, and investor confidence across the region in the next 12-18 months – but effects will vary.#### Maxsight™ for unified risk managementMoody’s Maxsight™ unified risk platform brings together thousands of data points to deliver a holistic picture of risk that can be viewed through different lenses.### Moody's makes it possible